India, October 10, 2025: Equitas Small Finance Bank (ESFB) has announced the launch of its Digital Personal Loan offering, exclusively designed for salaried professionals. With the festive season driving increased demand for credit, the bank aims to make borrowing simpler, faster, and more transparent through a fully digital and paperless process.
Customers can now access instant personal loans at competitive interest rates starting from 10.49% p.a., with a nominal 1% processing fee. The online platform ensures real-time, in-principle approval, enabling quick disbursement and a smooth customer experience.
Key Highlights of Equitas Digital Personal Loan
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💻 100% online application with real-time in-principle approval based on credit profile
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👩💼 Exclusive to salaried professionals earning a net take-home pay of ₹40,000 and above
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📊 Available for applicants with a credit score of 730 and above
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💰 Loan amounts starting from ₹2 lakhs, with flexible tenures up to 5 years
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📉 Attractive interest rates beginning at 10.49% p.a.
Empowering Borrowers with Hassle-Free Credit
Speaking about the new offering, Jagadesh J, Head of Assets at Equitas Small Finance Bank, said:
“This festive season, we aim to enhance the purchasing power of salaried professionals by providing accessible, reliable and hassle-free credit through our fully digital personal loan. Reinforcing our customer-first approach, we urge borrowers to obtain loans only from RBI-regulated institutions to protect themselves from unauthorized or unregulated lending platforms. This loan is ideal for festive shopping, Diwali expenses, travel, education, and home renovations.”
Simple, Secure, and Accessible
Applicants can conveniently apply online at www.equitasbank.com. To check eligibility, customers only need to provide their Aadhaar card, PAN card, and latest bank statement.
About Equitas Small Finance Bank Limited (ESFB)
Equitas Small Finance Bank is among India’s largest Small Finance Banks, offering a comprehensive suite of banking solutions for individuals, SMEs, corporates, and underserved communities. Guided by its mission to deliver “Beyond Banking” experiences, ESFB focuses on financial inclusion, empowering micro and small entrepreneurs, and addressing the evolving aspirations of the mass and mass-affluent segments through innovative, value-driven products.
